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San Gabriel's Trusted Mortgage Advisor

Your home
deserves
better rates.

Navigate the mortgage landscape with confidence. Personalized loan solutions crafted around your goals, your budget, and your timeline — not the other way around.

Start Your Application Explore Services
500+
Families Served
15+
Years Experience
98%
Client Satisfaction
Modern home interior representing homeownership dreams
Pre-Approved
In as little as 24hrs
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What We Offer

Mortgage solutions
that fit your life.

Whether you're a first-time buyer, looking to refinance, or investing in your next property — we tailor every loan to your unique financial picture.

Schedule a consultation

Purchase Loans

From first-time homebuyer programs to jumbo loans, we find the right product for your dream home — with rates that actually make sense.

Refinance

Lower your rate, shorten your term, or cash out equity — we run the numbers so you know exactly what's possible before you commit.

FHA & VA Loans

Government-backed programs with flexible qualification standards. Veterans and first-time buyers get the edge they deserve.

Consultation & Planning

Not sure where you stand? We'll review your finances, explain your options, and build a roadmap — no pressure, just clarity.

Professional mortgage consultation in San Gabriel office
15+
Years of trusted mortgage expertise
500+
Successful closings in the area
New homeowner receiving keys to their new home
About Oriana Chan

A personal approach
to your biggest decision.

I founded Oriana Chan - Home Loans with a simple belief: the mortgage process shouldn't feel like a puzzle you have to solve alone. Based right here in San Gabriel, I've spent over 15 years helping families navigate one of the most important financial decisions of their lives.

Every client gets direct access to me — not a call center, not an algorithm. I review your situation, explain the trade-offs, and work with you to find a loan structure that actually fits your life. That's how I've built lasting relationships with over 500 families across the Greater Los Angeles area.

Licensed & Compliant
No Hidden Fees
Fast Pre-Approvals
How It Works

From inquiry to
closing day.

Four straightforward steps. No surprises, no jargon — just a clear path to your new home.

01

Free Consultation

Share your goals and financial picture. I'll explain your options and recommend the best loan strategy for your situation.

02

Pre-Approval

Submit your documents and get pre-approved quickly — often within 24 hours — so you can shop with confidence.

03

Underwriting

I handle the paperwork and coordinate with appraisers, title companies, and lenders so you don't have to chase anyone.

04

Closing Day

Review your final numbers, sign the documents, and walk away with the keys to your new home. It's that simple.

Client Stories

What our clients
have to say.

"

"We were overwhelmed by the whole mortgage process. Oriana walked us through every step, answered all our questions, and got us a rate we didn't think was possible. Truly a standout experience."

M
Maria & David R.
First-Time Buyers, Pasadena
"

"Refinancing felt intimidating, but Oriana made it seamless. She explained every option clearly and we ended up saving hundreds a month. I recommend her to anyone looking for honest, straightforward service."

J
James T.
Refinance Client, San Gabriel
"

"As a veteran, I needed someone who understood VA loans inside and out. Oriana made the process effortless and got me into a beautiful home I never thought I could afford. Thank you!"

R
Robert & Lisa K.
VA Loan, Alhambra
Get In Touch

Let's find your
perfect loan.

Ready to take the next step? Reach out for a free, no-obligation consultation. I'll review your situation and show you exactly what's possible.

Call or text
(626) 616-9587
Email me
orianawchan8@gmail.com
Office
519 Alhambra Rd, San Gabriel 91775-2101

Request a Free Consultation

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